Puducherry Housing Scheme 2.0:- For the Welfare of its citizens who are homeless, the government of Puducherry has launched a new key flagship initiative named the Puducherry Housing Scheme, which provides financial assistance to people with low incomes to construct their own homes. The authorities under this initiative aim to build houses for those who are homeless by providing them with the financial assistance of INR 5 lakh. all the citizens who want to avail of the benefits of this scheme can apply online by visiting the official website of the scheme. This article guides you on how to apply online for the scheme, its benefits, and eligibility criteria. For more information, just go through this post.
About Puducherry Housing Scheme 2.0
The state government of Puduchery has launched a new key initiative program under the leadership of Chief Minister N.Rangaswamy, named the Puducherry Housing Scheme 2.0, announced by the Puduchery UT. The scheme aims to provide financial assistance of INR 5 Lakh rupees to the people who are homeless and low-income income belonging to he lower classes of society.
The people who are financially weaker and lower, and other economically weaker sections, can benefit from the scheme. through this financial assistance, the government wants to help homeless people build their own houses across the state. The candidate who own land in their names are eligible for the scheme.
Through the scheme, the government wants to slightly eliminate homelessness in the union territory. The financial benefit of INR 5 Lakh rupees is divided into two parts, one 2.5 lakh is deposited from the central government, with an additional help of 2.5 lakh is provided to the people. The government will deposit this whole amount directly to the Bank accounts of eligible participants through the process of Direct Benefits Transfer.
Objective Of Puducherry Housing Scheme 2.0
Here are some key objectives of the scheme as follows:
- The primary purpose of the scheme sitkt provide financial assistance to the people who are homeless and coming from economically weaker sections.
- The scheme aims to provide a combination of subsidies, with 2.5 lakh from the central government and another 2.5 lakh from the state government.
- The scheme aims to develop the Sukh area of the state by giving the people affordable housing with essential amenities.
- The government of Poduchery wants to make home purchasing more affordable and accessible by providing subsidies to the beneficiaries.
- This component primarily benefits EWS and LIG categories, with interest subsidies on loans up to a certain amount.
- Through the scheme, the government wants to encourage the house construction agencies to make housing more accessible.
- To improve urban infrastructure, including traffic and transportation, and to decentralize commercial activities.
- Through this initiative, the government also makes the people think positively about the development of the state.
Short Summary Of Puducherry Housing Scheme 2025
Name of the scheme | Puducherry Housing Scheme |
Who launched | Government of Poduchery |
who announced | Union Poduchery UT |
Year of introduction | 2025 |
location | Poduchery |
benefits | Financial assistance of up to 5 Lakh INR |
Target beneficiary | Homeless citizens of Poducherry |
Eligibility criteria | Must be a permanent resident of Poduchery |
Required document | Aadhaar Card, Bank details, Address proof |
Application process | Online |
Official Website | Visit Now |
Key Benefits Of Puducherry Housing Scheme
- The primary benefit of the scheme is that the beneficiaries across Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG) can access their homes.
- The beneficiaries can get home and of homelessness the state will be reduced significantly.
- The scheme reduces the cost of home ownership by giving financial assistance to people who want to own a home under the scheme.
- The scheme promotes the property rights and financial independence of the women of the state.
- The scheme encourages people to take the benefit of several government programs and make the state well-developed.
- Another main benefit of the scheme is that people who own land in their name but do not have enough money to construct a house can avail the benefit of financial assistance.
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Eligibilty Criteria Of Puducherry Housing Scheme
- The candidate must be a permanent resident of Puduchery.
- The candidate should not own a pucca (permanent) house.
- For a household belonging to the economically weaker section, the annual income must not exceed 24,000 INR per annum.
- The annual income of a middle-class household must be between 1 lakh to 2 lakh per annum.
- The candidate should not have taken any central or state government benefits previously.
- Any member who receives a government pension is not eligible for the scheme.
- The household owning a four-wheeler, except for auto, rikshaw, and taxis, is not eligible
Document Required
- Aadhar card
- PAN card
- Address proof
- Domicile certificate
- E-mail address
- Mobile Number
- Cast certificate
- Income certificate
How to Apply Puducherry Housing Scheme 2.0
All the citizens who want to apply online for Puducherry Housing Scheme 2.0 are requested to follow the steps given below:
- After meeting the eligibility criteria, the applicants have to visit the official website of the scheme, that is the PMAY website..

- Once you have reached the main page of the Website, they must locate and click on the option called “Apply”.

- A new page opens in front of you, the citizens must read all the instructions, and after carefully reading, the citizens can click on the option “proceed”

- You’ll now see the eligibility check on your screen. enter the required information, then click “eligibility check.”
- On the next page, you’ll need to authenticate your Aadhaar by providing your Aadhaar number and the name registered with it.
- You’ll now see the beneficiary survey form for all PMAY 2.0 verticals on your desktop. Make sure to enter all the necessary information.
- On this form, please provide all the requested details, including your personal information, permanent address, bank account details, employment status, and land information.
- Once you’ve entered all your details, please review them quickly and then click “submit” to finish.
Contact Details
- Dial: 011-23060484, 011-23063620
FAQs
Who launched the Puduchery Housing Scheme?
The state government of Puduchery, under the leadership of Chief Minister N.Rangaswamy, has launched the Puduchery Housing Scheme.
Who is eligible for the Puduchery Housing Scheme?
All the citizens who are homeless or live in a land but do not have the money to construct a home are eligible for the scheme
What is the amount of financial assistance given under the Puduchery Housing Scheme 2025?
Financial assistance of up to INR 5 Lakh rupees is given to the beneficiaries under the Puduchery Housing Scheme 2025.

Faisal Choudhary is a content writer with 3 years of experience in government schemes. He writes simple and helpful articles that guide people to understand and benefit from public welfare programs.